Something is behaving differently at this time of year

Jan 10, 2024

As individuals, we usually have a bias towards ‘now’. But at this time of year that bias changes in an important way and it’s to do with our length of focus. Our natural bias is to focus on the ‘short term’. 

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Pension Changes

Oct 13, 2023

Changes to the pension legislation and how it can benefit you

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Manage your life better with consolidation

Sep 25, 2023

Consolidating all of your investments together in one place can make life simpler and eas

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Sudden Wealth

Aug 28, 2023

A nice problem to have?

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The Cost of Cash

Jul 24, 2023

“Cash is like oxygen – you want to be sure it’s around, but you don’t need to have excessive amounts of it around” – Warren Buffet.

So how much cash should we hold?

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Post-pandemic retirement planning

Jul 10, 2023

At the time of writing this we continue to face challenging times. As we have emerged from the pandemic, we have entered a period of instability with the war in Ukraine and a cost of living crisis at home.

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Mending the roof while the sun shines – 3 counter intuitive tips

Jul 3, 2023

With the summer holidays upon us, for some, there is time for reflection and relaxation.

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The cost of education

Jun 13, 2023

When I was at school, June was often the month that was crammed full of end-of-term assignments, revision, and exams.

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2023 RTT Demonstrate the Value of Advice

May 31, 2023

Are your savings and investments prepared for the reduced allowances?

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WHEN IS YOUR ‘TAX FREEDOM’ DAY?

May 23, 2023

You may have seen last year at this time we wrote this blog about ‘Tax Freedom Day’.

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2023 RTT MAXIMISING TAX ALLOWANCES

Apr 25, 2023

Are you missing out on pension tax breaks?

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APRIL SHOWERS

Mar 29, 2023

April Showers – what do they have to do with investing?

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2023 MARCH – SPRING FORECAST

Mar 10, 2023

Is there any cheer against the doom and gloom?

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2022 RTT MAXIMISING TAX ALLOWANCE

Jan 23, 2023

Are you missing out on pension tax breaks?

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2023 JANUARY – SOMETHING DIFFERENT

Jan 18, 2023

Something is behaving differently at this time of year

As individuals, we usually have a bias towards ‘now’. But at this time of year that bias changes in an important way and is to do with our length of focus. Our natural bias is to focus on the ‘short term’.

Read More

Something is behaving differently at this time of year

Jan 16, 2023

As individuals, we usually have a bias towards ‘now’. But at this time of year that bias changes in an important way and is to do with our length of focus. Our natural bias is to focus on the ‘short term’.

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Thanking others and the science of gratitude

Dec 16, 2022

Presents, cards, meals, hugs are all forms of giving thanks to others, and this time of year is of course particularly special. It’s also a time to give thanks for what we personally have achieved (not just materialistic items). Have you thought about the science behind giving thanks – gratitude?

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Sudden Wealth

Nov 2, 2022

A nice problem to have?

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UK budget – more impact to you than the fund performance?

Nov 2, 2022

Yes, I know, it is budget time again. Yippee! The older I get, the more I notice that my friends and I seem to take more notice of the full range of topics covered in the Chancellor’s announcements ( not just the price of alcohol, petrol and diesel, but  of course now electricity and gas is front and centre!).

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How to harvest your investments for over £30k tax free income a year!

Sep 2, 2022

It’s harvest time in the farming calendar. Land management has proven that the timing and order in which crops are harvested makes a great deal of difference to the yield. Some factors are relatively predictable, such as when a crop is likely to be ready. Other factors are very uncertain, like the weather.

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August holidays – a taste of what retirement will be like? Not quite!

Aug 1, 2022

The images used in retirement marketing often show deck chairs on sunset beaches, golf courses and cruises. It is often portrayed as ‘the longest holiday of your life.’ However, behavioural research continues to challenge that reality:

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Mending the roof while the sun shines – 3 counter intuitive tips

Jul 25, 2022

With the summer holidays upon us, there is time for reflection and relaxation for some.  For others, it’s a time to maximise work opportunities (especially if you work outdoors) and ‘fix the roof while the sun shines.’

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2021 RTT Maximising Tax Allowances - Carry forward

Jan 21, 2022

Are you missing out on pension tax breaks?

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Sudden Wealth

Nov 5, 2021

A nice problem to have?

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