Something is behaving differently at this time of year
Jan 10, 2024
As individuals, we usually have a bias towards ‘now’. But at this time of year that bias changes in an important way and it’s to do with our length of focus. Our natural bias is to focus on the ‘short term’.
Manage your life better with consolidation
Sep 25, 2023
Consolidating all of your investments together in one place can make life simpler and eas
The Cost of Cash
Jul 24, 2023
“Cash is like oxygen – you want to be sure it’s around, but you don’t need to have excessive amounts of it around” – Warren Buffet.
So how much cash should we hold?
Post-pandemic retirement planning
Jul 10, 2023
At the time of writing this we continue to face challenging times. As we have emerged from the pandemic, we have entered a period of instability with the war in Ukraine and a cost of living crisis at home.
Mending the roof while the sun shines – 3 counter intuitive tips
Jul 3, 2023
With the summer holidays upon us, for some, there is time for reflection and relaxation.
The cost of education
Jun 13, 2023
When I was at school, June was often the month that was crammed full of end-of-term assignments, revision, and exams.
2023 RTT Demonstrate the Value of Advice
May 31, 2023
Are your savings and investments prepared for the reduced allowances?
WHEN IS YOUR ‘TAX FREEDOM’ DAY?
May 23, 2023
You may have seen last year at this time we wrote this blog about ‘Tax Freedom Day’.
2023 JANUARY – SOMETHING DIFFERENT
Jan 18, 2023
Something is behaving differently at this time of year
As individuals, we usually have a bias towards ‘now’. But at this time of year that bias changes in an important way and is to do with our length of focus. Our natural bias is to focus on the ‘short term’.
Something is behaving differently at this time of year
Jan 16, 2023
As individuals, we usually have a bias towards ‘now’. But at this time of year that bias changes in an important way and is to do with our length of focus. Our natural bias is to focus on the ‘short term’.
Thanking others and the science of gratitude
Dec 16, 2022
Presents, cards, meals, hugs are all forms of giving thanks to others, and this time of year is of course particularly special. It’s also a time to give thanks for what we personally have achieved (not just materialistic items). Have you thought about the science behind giving thanks – gratitude?
UK budget – more impact to you than the fund performance?
Nov 2, 2022
Yes, I know, it is budget time again. Yippee! The older I get, the more I notice that my friends and I seem to take more notice of the full range of topics covered in the Chancellor’s announcements ( not just the price of alcohol, petrol and diesel, but of course now electricity and gas is front and centre!).
How to harvest your investments for over £30k tax free income a year!
Sep 2, 2022
It’s harvest time in the farming calendar. Land management has proven that the timing and order in which crops are harvested makes a great deal of difference to the yield. Some factors are relatively predictable, such as when a crop is likely to be ready. Other factors are very uncertain, like the weather.
August holidays – a taste of what retirement will be like? Not quite!
Aug 1, 2022
The images used in retirement marketing often show deck chairs on sunset beaches, golf courses and cruises. It is often portrayed as ‘the longest holiday of your life.’ However, behavioural research continues to challenge that reality:
Mending the roof while the sun shines – 3 counter intuitive tips
Jul 25, 2022
With the summer holidays upon us, there is time for reflection and relaxation for some. For others, it’s a time to maximise work opportunities (especially if you work outdoors) and ‘fix the roof while the sun shines.’
2021 RTT Maximising Tax Allowances - Carry forward
Jan 21, 2022
Are you missing out on pension tax breaks?
