Savings & Investments

Often, people save for a specific reason and it's usually the safest way to build up a pot of money. It’s less risky than...

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When you retire you still need food and shelter as an absolute minimum, but of course you will want to maintain the lifestyle to...

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Financial Planning

Professional financial planning is the process which aims to help you realise your ambitions - whatever they may be. As...

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Financial Services Cumbria

Welcome to the website of Richard Cakans, a financial adviser based in Cumbria working for Lighthouse Financial Advice Limited. I offer a range of financial services designed to help your money work harder for you. For over ten years, I have helped build the finances of individuals and businesses across Cumbria. Our aim is to help you gain a financially secure future whatever your circumstance.

As a financial adviser, I understand the complexities of personal finance and how each situation is unique. Over the past decade, Richard has provided financial advice, guidance and support to a range of individuals, businesses and entrepreneurs. Whether you’re interested in wealth planning, retirement planning or pension transfers I can help.
My expertise is in building strategies to help build, maintain and preserve your wealth and assets for future. Financial planning is at the centre of everything I do. I listen to your needs, hopes and ambitions, helping formulate a plan that offers you the most appropriate financial products for your personal circumstances.

Pensions Services
I offer a range of pensions services to help you secure a financially stable retirement. I understand the importance of financial freedom following retirement which is why I offer a range of pensions advice products designed to help you get the most out of your golden years.  Our range of pensions services include pension transfers, defined benefit pensions, retirement planning and final salary pension advice.

Financial Services
The financial services I offer are designed to help you build a brighter more financially secure future. Having been a financial adviser in Cumbria for over ten years, I understand the difficulties of financial management. For those looking to build their wealth, I can advise on a range of wealth planning strategies, including wills, investment and trust formation. I also offer advice on financial planning, including savings and investments, taxation, mortgages and personal and business protection.

This is the start of our journey together, to prepare the plan to meet your goals, to ensure that you, your family and your assets are protected, and to help you build a brighter, more secure future. If you are interested in financial services, then feel free to contact me to arrange a call or meeting in in person. Our office is based in Wigton and we offer financial services across the Cumbria region, including Carlisle, Whitehaven, Workington, and Penrith.

Call me today on 016973 25852 or contact me on [email protected]